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College students first should look toscholarships and federal grants to help fund their education. When their'free money' options are used up, they then should look to federal studentloans, such as federal Stafford student loans. Phoenix-basedNextStudent, the premier education funding company, offers a host ofbenefits and incentives on top of the already low Stafford loan interestrate of 6.8 percent.
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A Stafford loan is made directly from the government or through a lending institution, such as a bank or credit union. The loan can be paid off either with set monthly payments over 10 years or on a graduated schedule...
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